What is a novated lease?

A novated lease is one of the easiest and most cost effective ways to buy and own a car, and you don’t need to be earning a senior executive salary!

  • Make tax savings and discounts on your car and related running expenses
  • Bundle finance and running costs into one easy payment on payday
  • Lease a new or used car
  • Choose the lease term that suits your budget, from one to five years

No hassles with Smartleasing


  • We source the car you want from our nationwide network of more than 650 dealers
  • We use our huge buying power to negotiate the best possible price for you
  • We arrange test drives with our trusted network, so you never need to deal with pushy sales people
  • We coordinate your salary deductions
  • We pay your finance and running expenses
  • We're a one-stop-shop for all your services and insurance

See how much you'll save with our novated leasing calculator!

Our calculator budgets the finance and annual running costs for your preferred vehicle and estimates how much you'll spend per fortnight and, most importantly, how much you'll save!

1. Choose your vehicle:

Consumer Loans

In addition to novated leasing, Eastern Health has partnered with Smartleasing to provide great rates on consumer loans that are more than just your average car loan.

  • Choose any make and model from our extensive dealer network.
  • Our buying power ensures a great price for your new car.
  • Tailor your car to suit you with our great range of accessories.
  • Loan a new or used car with a loan term that suits your budget, for one to five years.
  • Using our nationwide network of more than 650 dealers and our huge buying power, we'll negotiate the best possible price for you.

  • Our nationwide dealer network includes all brands sold in Australia, so we can source exactly the car you’re after. 

  • You're in good hands - we've looked after over 60,000 customers in our 11 year history.

  • We'll remove the hassle of selling your current car by assisting with its disposal through our Smartleasing wholesaler or our arrangement with Pickles Auctions.

  • Access great extras such as Extended Warranty, Small Damage Repair and Tyre & Wheel insurance for added peace of mind.

  • Tailor your car to suit you - we have a great range of accessories for you to choose from, personalising your car and really making it your own.