The Eastern Health Salary Packaging Card makes salary packaging even easier!  A convenient way to pay for your everyday living expenses, such as; groceries, fuel, travel, clothing, paying bills anything you want, an unrestricted card to be used within Australia or Overseas.  It’s as simple as using a credit card, just tap.
 

How does it work?

  1. Nominate: Choose how much you would like allocated each fortnight from your pre-tax salary to your Salary Packaging card.
  2. Allocate: Each fortnight, we will transfer your nominated amount straight onto your Salary Packaging Card.  Deposited onto your card the following business day after your pay date.
  3. Spend! All you have to do is present the card for payment whenever you go shopping. Spend the funds on whatever you like, anywhere you like, wherever VISA is accepted!

 

Using your Everyday Expenses card for BPAY

You can use your everyday expenses card to make operator-assisted BPAY payments by calling 136373 and speaking with a BankVic team member.

When can’t I use my Everyday Expenses card?

There are certain goods and services that you won’t be able to use your everyday expenses card for. These include dating and escort services, firearms, betting and wagering services.

 

How do I apply for an Everyday Card?

Simply fill in the application form below and send it to the Salary Packaging department

 

Reportable fringe benefits amounts

Packaging towards the tax-free cap will result in a Reportable Fringe Benefit Amount (RFBA) on your annual PAYG summary.

RFBAs do not affect your income tax liability but the ATO will take them into account when determining certain other obligations and entitlements.  For more information in this regard please visit the ATO website.

 

RFBAs and your HECS/HELP Loan

Your HECS/HELP repayments are based upon your ‘HELP Repayment Income’, which includes any Reportable Fringe Benefit Amount.  

 

How will my RFBA affect my HECS/HELP repayments?

Eastern Health Payroll department does not take RFBAs into account when calculating your periodic HECS/HELP deductions throughout the income tax year.  This means that if you lodge an annual tax return containing an RFBA you could be faced with an additional lump-sum HECS/HELP payment requirement when you receive your ATO notice of assessment for the relevant year.

To avoid this, you can ask Eastern Health Payroll department to withhold additional HELP contributions.

 

 

Salary Packaging Application Form

HELP Debt Information Sheet